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Buyers Want Your Home for as Little as Possible.
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Asheville, Alexander, Arden, Barnardsville, Biltmore Forest, Black Mountain, Candler, Fairview, Fletcher, Hendersonville, Leicester, Marshall, Skyland, Swannanoa, Weaverville, North Carolina Real Estate and Luxury Homes, Land and Condo sales.
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Looking for Asheville homes? Search everything the web has to offer on Asheville Real Estate, right here! Don't miss our Feature Asheville Homes on this page and Jim's Informative Links under local information. We specialize in Asheville and surrounding areas. My Buyer Consultants have keen knowledge and expertise in these areas and will help find a property that suits just you. Need Asheville Economy information? I've summarized much of what is important about the local economy in this site. Need expert advice? This site is filled with ways that you can contact us for one-on-one expert help and advice. That's our job! Contact me with confidence! I guarantee your privacy will be respected. And I offer the services on this site for free and without obligation. Why? I want to be YOUR Asheville Realtor. As your trusted, professional Asheville real estate partner, My team and I will help you find the best home in your area within your price range. And together we will sell your home, for as much as the market will bear, and as quickly as possible. Buying and selling a home is one of the biggest events in your life. As a Top Asheville Realtor,I have the experience and track record you are looking for. Please let me help. - Jim Buff, Asheville Real Estate Expert  
Buyers Remorse >First Time Loans
Most first-time buyers can qualify for a mortgage loan, but they may need help from parents to make the down payment or closing costs on their home. There are loan programs that minimize the down payment and closing costs for first-time buyers. These programs usually require that 3 to 5 percent of the purchase price come from the buyers' funds, not from a loan or gift. Most lenders ask for the last three months' bank records. The borrower will be asked to reveal the origin of any large deposits. If the money comes from the homebuyer's parents, the lender may not consider those funds when qualifying the buyers.
Parents who are planning to help their children finance a home should transfer any funds several months before the house-hunting process begins. If it is a loan rather than a gift, a formal re-payment agreement should be drawn up between parents and children to eliminate potential misunderstandings or future complications with either estate.
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What is the average age of a first-time homebuyer in the United States today?
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The average age of a first-time U.S. home buyer is 32 years. |
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The Jim Buff Team
Keller Williams Professionals Realty
86 Asheland Avenue
Asheville, NC 28801
Tel: 828-771-2310
Toll Free: 877-221-7253 ext 2310
Fax: 828-771-2311
Email: email@jimbuff.com
Jim Buff specializes in North Carolina Real Estate and Luxury Homes, Land and Condo sales. Put success on your side, call Jim!
   
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